myPOS Ireland: Card Machines, Features and Payment Solutions for Businesses

If you run a business in Ireland and want to accept card payments, myPOS offers a range of payment terminals designed for different business needs. From compact portable card machines to smart payment terminals with touchscreens and printers, the available options can help businesses accept electronic payments in person.

In this guide, we explain what myPOS is, how its payment terminals work, which businesses may benefit from them and what to consider before buying a myPOS card machine in Ireland.

What Is myPOS?

myPOS is a payment solutions provider offering card payment terminals and related payment services for businesses. Its product range includes portable payment devices and smart terminals designed to support in-person transactions.

Depending on the device and account, businesses can accept supported debit and credit cards and contactless payments, including compatible digital wallets.

myPOS also offers payment account and transaction management features. Availability, fees and settlement arrangements depend on the relevant product and account terms.

How Does a myPOS Card Machine Work?

A myPOS terminal allows a business to process a customer’s card payment electronically.

The general process is straightforward:

1. Enter the amount the customer needs to pay.
2. Ask the customer to tap, insert or otherwise use a supported payment method.
3. The terminal connects to the payment processing service using its available internet connection.
4. The transaction is authorised or declined.
5. The payment is recorded, and the funds are settled according to the applicable account terms.

The exact process depends on the terminal model, payment method and account configuration.

Types of myPOS Card Machines

Different businesses have different payment requirements. Here are some myPOS device types to consider when comparing options.

myPOS Go 2

The myPOS Go 2 is a compact payment terminal designed for businesses that need a portable card machine.

It may suit market traders, small retailers, mobile service providers and other businesses that accept payments at different locations.

myPOS Go 2 Combo

The Go 2 Combo combines the Go 2 terminal with a charging and printing dock. It may be suitable for businesses that want a compact payment device with the option to print paper receipts.

myPOS Carbon

The myPOS Carbon is a smart payment terminal with a touchscreen interface and built-in printer. It may be worth considering for businesses that prefer a more advanced device for regular in-person transactions.

myPOS Ultra

The myPOS Ultra is a touchscreen payment terminal with a built-in printer. It is another option for businesses looking for a smart terminal rather than a basic card reader.

Device specifications, connectivity, supported features and availability can change. Check the current product information before purchasing.

Benefits of Using myPOS for Your Business

Accept card payments

A suitable myPOS terminal can help you accept supported card and contactless payments instead of relying exclusively on cash or bank transfers.

Serve customers in different locations

Portable terminals can be useful for businesses that operate at markets, customer premises, events or multiple service areas.

Choose a device that fits your operations

A small standalone terminal may be sufficient for a sole trader, while a business that needs paper receipts or a larger touchscreen may prefer a different model.

Review transactions

Depending on your account and services, you may have access to transaction information and payment management tools.

Consider different payment setups

Businesses can compare terminal models based on their size, connectivity, printing options, costs and intended use.

Is myPOS Suitable for Small Businesses in Ireland?

myPOS may be worth considering for eligible small businesses, sole traders, retailers and service providers that need to accept in-person card payments.

For example:

• Retail shops can use a suitable terminal at the checkout.
• Cafés and restaurants may use portable devices to take payments around their premises.
• Tradespeople can carry a terminal when visiting customers.
• Market traders can accept card payments at temporary selling locations.
• Beauty professionals and other mobile service providers can take payment after appointments.

Before applying or purchasing, check the provider’s eligibility requirements, fees and terms for your business.

How Much Does a myPOS Card Machine Cost?

The total cost depends on the terminal model, the price offered by the seller and the payment services you use.

When comparing myPOS devices in Ireland, consider:

• The upfront cost of the card machine.
• Transaction processing fees.
• Any applicable monthly or account charges.
• Charges for withdrawals or transfers, where relevant.
• Accessories and replacement equipment.
• VAT and the seller’s returns and warranty terms.

A low purchase price does not necessarily mean a lower overall cost. Estimate your expected monthly card turnover and compare the fees that apply to your business before deciding.

Always check current pricing and account terms rather than relying on old prices or advertised offers.

What Should You Check Before Buying a myPOS Terminal?

Before choosing a device, consider the following questions.

Where will you accept payments? A portable terminal may be useful if you travel to customers or sell at different locations.

How will it connect to the internet? Check whether the specific model supports mobile data, Wi-Fi or another connection method.

Do you need printed receipts? If customers regularly request paper receipts, compare terminals with built-in printers or compatible printing docks.

Which payment methods do you need? Confirm that the terminal supports the card types and digital wallets relevant to your customers.

What are the transaction fees? Review the current pricing schedule and calculate the expected cost for your typical sales.

How are funds settled? Check the provider’s settlement arrangements, account conditions and any charges for transferring money to an external bank account.

Buying myPOS Card Machines in Ireland

If you are comparing payment terminals for an Irish business, GoPaid offers myPOS products to help businesses explore available card payment options.

You can compare the devices listed in the GoPaid online shop and review their current prices and specifications before choosing one.

Explore the GoPaid shop to see the available myPOS terminals.

If you are unsure which terminal suits your business, contact GoPaid to ask about the available models and their features before ordering.

Frequently Asked Questions About myPOS

What is myPOS used for?

myPOS provides payment terminals and related payment services that enable businesses to accept supported electronic payments.

Can I use myPOS in Ireland?

Businesses in Ireland may be eligible to use myPOS services, subject to the provider’s requirements and account terms. Confirm the current eligibility conditions before applying.

Which myPOS card machine is best for a small business?

The best option depends on your budget, how you accept payments, whether you need printed receipts and your connectivity requirements. Compare the current specifications of the available models before purchasing.

Does myPOS need Wi-Fi?

Not every device relies exclusively on Wi-Fi. Connectivity options vary by model, so check the specific terminal’s specifications to determine whether it supports mobile data or other connection methods.

Does myPOS charge transaction fees?

Payment processing and other service fees may apply. The amount depends on the relevant pricing schedule, transaction type and account terms. Review the latest official fees before making a decision.

How quickly will myPOS payments reach my bank?

Settlement timing depends on the payment account and the transfer method. Funds becoming available in a payment account does not necessarily mean they will arrive in an external bank account immediately.

Where can I buy a myPOS card machine in Ireland?

You can browse the myPOS devices available through the GoPaid online shop and review the product information before ordering.

Find a myPOS Card Machine for Your Business

Choosing the right payment terminal can help your business accept card payments in a way that fits your daily operations. Compare device features, connectivity, printing options and fees before making your decision.

Visit GoPaid to explore available myPOS card machines for businesses in Ireland and find an option that matches your requirements.